WHO WE ARE

Alternative Risk Solutions specializes in the placement and management of medical stop loss insurance. Throughout the years, ARS has gained valuable insight into the marketplace. The management team of ARS has had extensive experience in stop loss underwriting and benefit consulting. This experience gives ARS a clear advantage in understanding the needs of its clients and challenges that they face each day. The bottom line is that ARS understands your business and we believe that delivering the highest level of service is paramount to yours and our long term success. ARS believes behind every successful employee benefit program lies a solid team of experts who make it happen.

Alternative Risk Solutions offers a wide variety of products and services:

  • Specific and Aggregate Insurance for Catastrophic Claims
  • Firm rates available as early as 6 months before effective date
  • Aggregate Insurance up to $2 Million
  • Specific Advancement, Aggregate Accommodation and Terminal Liability Options
  • Captive Services and Alternative Risk Programs
  • Life Insurance Products
  • Prison Reinsurance Programs
  • Producer Bonus Programs
  • Premium Accounting Services
  • Expedited Proposal Turnaround and Policy Issuance
  • Simplified and Electronic Claim Submission
  • Claim Management Programs with Centers of Excellence and National PPO Networks
  • Mini Med Programs, Short Term Medical and LTD coverage

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